All full‑time employees of the College are automatically covered under the College’s Short‑Term Disability (STD) plan, which provides income protection if an employee is unable to work due to a non‑work‑related illness or injury. Coverage begins immediately upon hire, with no waiting period, for all employees working 1,000 hours or more per year. The STD plan is self‑insured by Wabash College, meaning the College funds all benefit payments, while Lincoln Financial Group administers the claims process, reviews medical documentation, and determines eligibility for benefits.
This coverage is designed to offer financial stability during periods when employees are medically unable to perform their job duties and serves as a bridge to Long‑Term Disability benefits when applicable.

